Home Insurance FAQs In Michigan

CG Insurance Agency LLC provides quality home insurance to homeowners in the entire state of Michigan. If you are unsure about your insurance needs or are ready to purchase a policy, you likely have a few questions. We are happy to answer any questions you may have about homeowners or any other type of insurance. We serve the community of Williamston, MI, and the surrounding areas.

Frequently Asked Questions About Home Insurance In Michigan:

  • Is homeowner’s insurance a legal requirement in Michigan? No, the state of Michigan has no legal home insurance requirements, but not having coverage can significantly risk your asset. Also, if you are still paying on your home, your lender likely has a requirement of a specific amount of coverage.
  • What is required to purchase homeowner’s insurance? Identifying documents such as social security number or driver’s license and home address. If you have any questions about purchasing home insurance or our insurance services in general, we will be happy to answer them to make the process as easy as possible.
  • What does homeowner’s insurance cover? It is hard to define the exact scenarios that insurance will cover, but your limits and payments will be balanced. It is important to know that flood insurance is typically not covered under a homeowner’s insurance policy but is a worthwhile add-on. The exact location of your home may have some bearing on your needed coverage.

Contact us at CG Insurance Agency LLC to learn more about homeowner’s insurance today. The community of Williamston, MI has many beautiful properties that should be protected with insurance in any scenario. We are happy to provide insurance services to the community and surrounding areas.