Motorcycle Insurance in Michigan

Motorcycle Insurance Requirements in Michigan

In order to stay safe in Williamston, MI, and throughout the state, you must have a certain amount of liability insurance when riding your motorcycle. You will need to have $40,000 for bodily injury per accident and $10,000 for property damage liability per accident. If you are in an accident on your bike, then liability insurance kicks in to pay for damage to others and protect your savings and financial assets in the process. If you select higher liability limits, then you can be even more protected. You must also have a valid driver's license and a motorcycle endorsement to ride safely in the state. Without motorcycle insurance, you can face penalties and a license suspension.

Optional Motorcycle Coverages in Michigan

Liability coverage will only go so far if you get into a motorcycle accident in Williamston, MI. There are plenty of different optional coverages to further protect your financial interests, including some that will help pay for your bike should the accident be your fault. An agent at CG Insurance Agency can help you determine which coverage makes sense for your financial situation.

Comprehensive coverage is for damages that are caused by fire, hail, flood, wind, vandalism, smoke, theft, or other things that aren’t a collision. Collision coverage will pay for losses after an accident with another object or vehicle. Roadside assistance may be included in your policy and it can cover towing battery jumpstarts, and the emergency delivery of fuel, water, or other fluids. Uninsured and underinsured coverage will help protect you in the event you are in an accident with someone that doesn’t have insurance. Accessory coverage can pay for customized equipment, paint, and parts. Trip interruption coverage can pay for lodging and meals that are needed a covered peril. You can also get coverage for your helmet and other safety apparel if you are in a covered collision loss.

Contact CG Insurance Agency to get a quote on motorcycle insurance.